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Federal Housing Administration

A collection of news and information related to Federal Housing Administration published by this site and its partners.

Top Federal Housing Administration Articles

Displaying items 49-60
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  • Rename reparations to level racial playing field in U.S.

    Rename reparations to level racial playing field in U.S.
    "Have you heard of Irish amnesia?" a jolly Irish-American friend once joked. "It's when you forget everything but the grudges." Indeed, I responded, a lot of us black folks can identify with that: We forget everything but our "40 acres and a mule."...
  • What it means to sell a home 'as is'

    By Ilyce Glink and Samuel J. Tamkin Q: My mother recently passed away. My brothers and I plan to sell her 1970s ranch house after we do some organizing and cleaning out. We want to sell it "as is," but my question is what does that mean? Do we need to...
  • Mortgage rates defy forecasts

    Mortgage rates defy forecasts
    As 2014 arrived, experts were confident that the 30-year mortgage rate would rise to at least 5% this year as the Federal Reserve cut back a bond-buying program, which had depressed the rates to unheard-of lows in 2013. So much for the experts. The...
  • A new housing bubble?

    A new housing bubble?
    Even though the recent financial crisis is barely in the rearview mirror, risk is starting to build once again in both the U.S. mortgage and housing markets. Contrary to the prevailing view that only borrowers with pristine credit records can get a...
  • Would-be homebuyers are stuck on the fence

    New lending rules, fluctuating mortgage interest rates and slowly rising home prices haven't dampened enthusiasm for home purchases, but the combination is prompting a question from consumers to lenders. Do I qualify? "It's a different environment for...
  • Lenders' credit score requirements may be stricter than needed

     Are lenders' credit score requirements for home buyers this spring too high — out of sync with the actual risks of default presented by today's borrowers? The experts say yes. What experts? The developers of the credit scores used by virtually...
  • New job hours away likely gets HUD buyer off hook

    By Ilyce Glink and Samuel J. Tamkin Q: I very much enjoy your weekly radio show. My son purchased a HUD home last October, and now he has an offer for a job located four hours away. Do you have any advice or direction in your books or ebooks which...
  • Mortgages may be easier to get than potential home buyers believe

    WASHINGTON — Are you on the home-buying sidelines this spring because you think you won't be able to qualify for a mortgage? Do you know what sort of FICO credit scores are being accepted by lenders at the moment — they're lower than they were...
  • Consumer bureau to test electronic mortgage closings

    The days of sitting down at a home mortgage closing and leaving 20 minutes later with keys to a new home are getting closer. An electronic closing pilot program, to be rolled out this year by the Consumer Financial Protection Bureau, aims to form...
  • Cash-out refinancings back in vogue as home equity surges

    WASHINGTON — The name itself conjures up images of ATMs: cash-outs. You may associate the term "cash-out refinancing" with the frothy and dangerous days of the real estate boom, when some owners turned their hyper-inflating houses into money...
  • Homeowners can challenge eminent domain compensation

    Homeowners can challenge eminent domain compensation
    Q: My state government has plans to expand our rapid transit railway system, and many of us are concerned that they will take our houses to complete the project. What is the law on this? Do they have the absolute right to do this? A: You are referring...