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Loans

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  • Build on rising consumer confidence [Letter]

    Does the recent uptick in consumer confidence indicate that the agendas of the White House and Congress are misaligned with middle class aspirations? The U.S. consumer confidence index jumped to 90.9 in July, marking the highest level in seven years from a revised 86.4 in June. Lynn Franco, director of economic indicators at The Conference Board recently stated that "job growth helped boost consumers' assessment of current conditions while brighter short-term outlooks for the economy and jobs, and to a lesser extent personal income, drove the gain in expectations."
  • New Bel Air budget approved; total spending up half a percent

    New Bel Air budget approved; total spending up half a percent
    The Bel Air Board of Town Commissioners unanimously gave final approval Tuesday to the town's $15,967,773 budget for the 2015 fiscal year, which begins July 1. Total spending by the town will increase by less than $93,000, half of a percent, in the...

    Aberdeen proposes $14 million budget for FY15, 16 percent spending cut

    Aberdeen's city administration is proposing a $14.1 million operating budget for fiscal year 2015, which reflects a 16 percent decrease in spending from fiscal year 2014. Even so, the proposed budget includes a cost of living increase for city...

    NBRS Bank weathering latest federal order to shore up its capital, president says

    NBRS Bank weathering latest federal order to shore up its capital, president says
    Operations at NBRS Financial Bank have been fairly normal since April 7 when the Federal Reserve Board of Governors issued an Prompt Corrective Action Directive to the community bank serving Harford and Cecil counties, NBRS President Hugh J. Garchinsky...

    Bel Air town employees to get merit raises under new budget

    The Bel Air Board of Town Commissioners reviewed a general fund budget for the 2014-2015 fiscal year on Monday that contains the first merit increases for town employees in several years. The proposed budget is 1.4 percent higher than the current...