| Sep 29, 2012
Readers of The Bottom Line pride themselves on their credit-card discipline (please say it's true), but how many of you watch the people watching you spend your money?
Do you know the most, by law, you will ever pay on an unauthorized charge to your...
| Aug 6, 2012
| 8:12 PM
SOUTH BEND -- Your two-year old child could be bankrupt. Your newborn could be thousands of dollars in debt. One in 10 children are victims of identity theft. The younger the child, the more likely they'll be a victim. "There's a significant escalation of...
| Mar 16, 2013
When you sign up for a credit card, you're making the credit-card company a life partner. It knows where you shop, when, what you buy, whether you pay your debts on time and if you're a sucker for a balance-transfer offer that leads to high interest...
| Feb 16, 2013
| 5:48 PM
A young Poconos man nearly was in tears when we talked about his credit reports.
He said his father's medical debts mistakenly were showing up on his reports, and no matter how hard he tried, he couldn't get them removed. He was trying to get loans to...
| Feb 18, 2013
| 7:30 PM
About 10 million consumers, through no fault of their own, have serious errors on their credit reports, raising troubling questions about people's ability to secure loans and the fairness of interest rates they're charged.
In the first study of its...
| Jan 2, 2013
| 10:25 AM
A widowed mother of two nearly lost out on $100,000 because her husband failed to update the beneficiary designations on his retirement plan after they married.
Not updating wills and beneficiaries is one of the “7 money stumbles to avoid”...
| Jan 2, 2013
| 5:46 PM
Many of us start the new year with renewed energy and good intentions. We're going to hit the gym more and eat less. We're going to save more and spend less.
Here are a few other resolutions you should make.
If you're among the nearly 50 percent of...
| Jan 4, 2013
Perhaps no area of personal finance is more confusing than credit. That's because some of the basic tenets of credit scoring seem illogical.
How can a billionaire have a worse credit score than his butler? Why does it help my credit scores if I have many...
| Jan 5, 2013
It's too late for a 2012 makeover. Here are a few ways to make yourself a better, bolder consumer in 2013:
>> Fire your bank. Don't like all the charges and fees? Say goodbye. Then shop around. A local credit union might be the best place for big-bank...
| Apr 1, 2013
| 3:12 PM
If you’re concerned about someone stealing your financial identity, you might be tempted to buy one of the many identity-protection services being heavily promoted. Millions of Americans have, but are they worth it? Consumer Reports analyzed that...
| Mar 2, 2012
Q: We successfully signed a loan modification with our lender two years ago. It took forever to get the loan modification.
The problem is that our lender (one of the so-called "big box" lenders) continues to misreport my mortgage as "Included in...
| Sep 16, 2011
Homeowners feeling the pinch from the stumbling economy are tapping a source of cash close to home: their basement, attic or extra bedroom. Of course, financial hardship isn't the only reason to rent out part of your home. This option may also appeal to...