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A collection of news and information related to Equifax Incorporated published by this site and its partners.
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Loan documents often missing these days after mortgage is paid off
Real Estate MattersQ: In a recent column you wrote that when you pay off your mortgage you should receive, among other things, the original note marked "paid" or shown with a zero balance. We paid off our mortgage in 2008, and I jumped through hoops at the time to get a...Tags: Real Estate, Mortgages, Chicago Mortgages
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You wouldn't expect this identity theft
There are a lot of ways your identity can be stolen. Someone may grab your mail. They may scam you. They may pick your pocket or pick through your trash. But what if your identity was stolen by someone who works at your bank or insurance company? That'...Tags: FBI, Hospitals and Clinics, Business, Prisons, Personal Data Collection
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Kevin Hunt: Six Secret Credit Scores And How You Can Alter Them
The Hartford CourantWhen you sign up for a credit card, you're making the credit-card company a life partner. It knows where you shop, when, what you buy, whether you pay your debts on time and if you're a sucker for a balance-transfer offer that leads to high interest...Tags: Bankruptcy, Consumers, Credit and Debt, Companies and Corporations, Nordstrom
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Credit scoring myths -- and the facts
Perhaps no area of personal finance is more confusing than credit. That's because some of the basic tenets of credit scoring seem illogical. How can a billionaire have a worse credit score than his butler? Why does it help my credit scores if I have many...
Tags: Consumers, Finance, Credit and Debt, Personal Data Collection, Prices
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Consumers need better way to fix credit reporting errors
About 10 million consumers, through no fault of their own, have serious errors on their credit reports, raising troubling questions about people's ability to secure loans and the fairness of interest rates they're charged. In the first study of its...Tags: Sales, Business, Credit Ratings, Federal Reserve, U.S. Consumer Financial Protection Bureau
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Credit report errors can cost you
A young Poconos man nearly was in tears when we talked about his credit reports. He said his father's medical debts mistakenly were showing up on his reports, and no matter how hard he tried, he couldn't get them removed. He was trying to get loans to...Tags: National Government, Consumers, Government, Credit Ratings, U.S. Consumer Financial Protection Bureau
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Hating your loan modification? It could be worse
Real Estate MattersQ: Unfortunately, I am stuck with one of the worst monster mega banks for my loan modification. When I applied for the modification, they classifying me as "delinquent" while they were processing my application. Finally, they lowered my interest to 5...Tags: Real Estate, Real Estate Sellers, Barack Obama, Real Estate Buyers
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Kevin Hunt: How To Be A Less Wimpy (And Smarter) Consumer In 2013
The Hartford CourantIt's too late for a 2012 makeover. Here are a few ways to make yourself a better, bolder consumer in 2013: >> Fire your bank. Don't like all the charges and fees? Say goodbye. Then shop around. A local credit union might be the best place for big-bank...Tags: Personal Finance, Netflix Inc., Retirement Planning Services, Satellite and Cable Service, Apple iPod
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New Year's resolutions for home buyers
Real Estate MattersIn the nearly 20 years that we've been writing this column, we've offered New Year's resolutions for home buyers and sellers, plus New Year's financial resolutions that everyone can use to start their year off right. This is the first year since 2007...Tags: Real Estate, Property, Federal Reserve, Money and Monetary Policy, Mortgages
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New Year's resolutions you should make
Many of us start the new year with renewed energy and good intentions. We're going to hit the gym more and eat less. We're going to save more and spend less. Here are a few other resolutions you should make. If you're among the nearly 50 percent of...Tags: Consumers, Theft, U.S. Consumer Financial Protection Bureau, Allentown, Rentals
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Producing a first 90-day forecast
Joyce Lain Kennedy - Careers NowDEAR JOYCE: I am scheduled to start a new managerial job on the first of the year. When I was offered the job, my future boss asked me if I had prepared a 90-day forecast yet. I said, "Working on it." Hints? -- C.C. Considering the many kinds of...Tags: Business, Employment Opportunities, LinkedIn Corp., Media Industry, Small Businesses
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Kevin Hunt: A Credit Card Quiz: What's Legal?
The Hartford CourantReaders of The Bottom Line pride themselves on their credit-card discipline (please say it's true), but how many of you watch the people watching you spend your money? Do you know the most, by law, you will ever pay on an unauthorized charge to your...Tags: Consumers, Petroleum Industry, Federal Deposit Insurance Corporation, U.S. Consumer Financial Protection Bureau, Credit and Debt
May 16, 2013
|Column| Tribune Media Services
Apr 27, 2013
|Column| Allentown Morning Call
Mar 16, 2013
|Column| Hartford Courant
Jan 4, 2013
|Column| Chicago Tribune
Feb 18, 2013
|Column| Los Angeles Times
Feb 16, 2013
|Column| Allentown Morning Call
Jan 26, 2013
|Column| Tribune Media Services
Jan 5, 2013
|Column| Hartford Courant
Jan 4, 2013
|Column| Tribune Media Services
Jan 2, 2013
|Column| Allentown Morning Call
Nov 11, 2012
|Column| Tribune Media Services
Sep 29, 2012
|Column| Hartford Courant
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