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Could you save money by losing a car?

My husband and I have been car free since 2003, when his 1993 Saturn bit the dust. We have lived in New York City all that time, where we commute on the subway, ride our bikes, catch cabs, use the bike share system, take the East River Ferry and ride regional rails. Plus, at least once a month we rent a car from a car sharing service, for weddings, day hikes and visits to Grandma's. Since we had a kid, however, we've debated the cost and benefits of owning a car. According to a study just released by AAA, the average cost of car ownership actually fell slightly last year, to an average $8,876 per year. That's based on 15,000 miles of annual driving for a sedan. The lower...

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