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100 years in workers' comp

Chesapeake Employers' Insurance Co. has some long-standing policyholders — 96 years, in one case. That happens when you date to the infancy of your industry. The Towson-based workers' compensation insurer — a century old this year — was created by Maryland legislators as they instituted a system to help injured employees and compensate the families of those who die in workplace accidents. States across the country were doing the same in rapid succession. Chesapeake Employers was called the State Accident Fund then, and it was a government agency. These days, it's an independent nonprofit — albeit with a board appointed by the governor. But the...

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