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Financial Planning
Giving the poor more choices sounds good, unless they make poor choices [Letter]

The problem with giving poor people the choice to "cash out" of the welfare system is the number of opportunities it affords for even more abuses ("Escaping the rat maze of the welfare state," Jan. 13). If recipients choose to take the cash, then lose it, they'll go right back on welfare, frustrating the purpose of giving them money in the first place. People could just take the money, spend it on whatever they like, and end up back on welfare. If we decide to not allow them back on welfare, then some people could die as a result of their poor financial planning. The answer lies in changing the welfare system itself, not augmenting it with different choices. ...