Arrests in Baltimore for illegal guns often lead to dropped charges or little jail time

Bank Transfer Day

Credit card site linked to founder of "Balance Transfer Day"

First, there was Bank Transfer Day, a Facebook campaign that encouraged consumers to switch from a big bad bank to a credit union by Dec. 5.

Now, there’s Balance Transfer Day, a Facebook campaign encouraging consumers to switch their credit card debt by Dec. 11 to a lower-rate card.

But questions are being raised about a conflict of interest by the Balance Transfer Day founder, Michael Germanovsky.

According to the Associated Press, Germanovsky is “editor-in-chief of a website that profits off credit card...