Federal Trade Commission

Genetic tests, a financial gamble?

Genetic tests, a financial gamble?

This past winter my wife I were shocked to learn that our first trimester screening results indicated that we had a high-risk pregnancy. To investigate the possibility of a chromosomal abnormality, we were referred to a genetic counselor and learned about a relatively new genetic screening test that could help us figure out what was going on.

We were warned that while most insurers would cover this expensive test, there was no guarantee, and we would not know until the insurance company was billed. Furthermore, we were advised to negotiate with the testing lab if it was not covered. I was perplexed and wondered: How would I negotiate a lab test? On top of the stress and anxiety...

54°