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Five questions for financial gerontologist Cyndi Hutchins
Five questions for financial gerontologist Cyndi Hutchins

As baby boomers ebb out of the workforce and into retirement, financial advisers are helping wind down their clients' careers by preparing them for soon-to-be-reduced incomes. Meet Cyndi Hutchins, Bank of America Merrill Lynch's director of financial gerontology — one of the country's first such positions at a financial management firm. Her recent appointment marks the company's first foray into the science of aging. Hutchins works with other Merrill Lynch financial advisers to manage their clients' transitions into retirement. She specializes in settling the fears many aging people have about life without a steady paycheck. The Bel Air-based financial...

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