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             By J. McCarthy
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Boise State is only 3-12 against the spread its last 15 conference games. The Broncos are 1-5 against the spread their last 6 games on fieldturf. Fresno State is 12-4 against the spread its last 16 games overall. The betting favorite is a perfect 11-0 straight-up and against the spread the last 11 games in this series. Take Fresno State -3 1/2 for another Best Bet winner.

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                   NFL
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 Favorite         Points   (O/U)       Underdog
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             Sunday, Sept 22nd.
                Week Three
 TENNESSEE          3      (44)       San Diego
 MINNESOTA          6 1/2  (41)       Cleveland
 NEW ENGLAND        7      (44)       Tampa Bay
 Houston            2 1/2  (45)       BALTIMORE
 DALLAS             4      (47)       St. Louis
 NEW ORLEANS        7      (49)         Arizona
 WASHINGTON         2      (49)         Detroit
 Green Bay          2 1/2  (49)      CINCINNATI
 CAROLINA           1      (46)       NY Giants
 MIAMI              2 1/2  (44)         Atlanta
 SAN FRANCISCO      10     (46)    Indianapolis
 SEATTLE            19     (41)    Jacksonville
 NY JETS            2 1/2  (39)         Buffalo
 Chicago            2 1/2  (40)      PITTSBURGH
             Monday, Sept 23rd.
 DENVER             15     (50)         Oakland
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             College Football
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 Favorite         Points   (O/U)       Underdog
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 FRESNO ST          3 1/2  (68)        Boise St
            Saturday, Sept 21st.
 GEORGIA            33     (67)     North Texas
 LOUISVILLE         42 1/2 (56)    Florida Intl
 IOWA               16 1/2 (48)     W. Michigan
 Vanderbilt         32     (54)   MASSACHUSETTS
 FLORIDA            17     (47)       Tennessee
 Wake Forest        3      (49)            ARMY
 Pittsburgh         3 1/2  (50)            DUKE
 Michigan           17 1/2 (51)     CONNECTICUT
 WISCONSIN          24     (48)          Purdue
 Ball St            10 1/2 (58)     E. MICHIGAN
 PENN ST            21     (54)         Kent St
 VIRGINIA TECH      8 1/2  (52)        Marshall
 Cincinnati         23     (54)      MIAMI-OHIO
 GEORGIA TECH       6 1/2  (60)  North Carolina
 a-Maryland         4 1/2  (53)   West Virginia
 MINNESOTA          3 1/2  (51)     San Jose St
 MISSISSIPPI ST     14     (60)            Troy
 BAYLOR             29     (76)       UL-Monroe
 Wyoming            4 1/2  (66)       AIR FORCE
 BYU                6 1/2  (61)            Utah
 NEVADA             9      (57)          Hawaii
 SOUTHERN CAL       6 1/2  (50)         Utah St
 TEXAS A&M          28 1/2 (79)             Smu
 b-Houston          2 1/2  (65)            Rice
 NOTRE DAME         5      (41)     Michigan St
 TEXAS              5 1/2  (48)       Kansas St
 Arkansas St        4      (54)         MEMPHIS
 KANSAS             10 1/2 (50)  Louisiana Tech
 ALABAMA            39 1/2 (51)     Colorado St
 RUTGERS            2      (44)        Arkansas
 STANFORD           6 1/2  (51)      Arizona St
 UL-Lafayette       6 1/2  (64)           AKRON
 WASHINGTON ST      31     (59)           Idaho
 Middle Tenn St     4      (48)FLORIDA ATLANTIC
 SYRACUSE           16     (55)          Tulane
 Toledo             13     (56)     C. MICHIGAN
 TEXAS TECH         27     (59)        Texas St
 Oregon St          9 1/2  (54)    SAN DIEGO ST
 LSU                17 1/2 (56)          Auburn
 Tex San Antonio    2 1/2  (61)            UTEP
 INDIANA            1      (71)        Missouri
 UCLA               42 1/2 (67)   New Mexico St
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a-at M&T Bank Stadium in Baltimore, MD.