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Pay your bills online

For every 38,000 bills paid online, 5,058 pounds of greenhouse gases are avoided and two tons of trees are preserved, according to NACHA -- The Electronic Payments Association, a non-profit. Using direct payment also saves a person about $150 annually in stamp and check costs and late fees, NACHA estimates.

Have your employer pay you through direct deposit to further cut back your paper trail.

Copyright © 2015, The Baltimore Sun
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