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The Baltimore Sun

4. New York

As Kiplinger.com puts it, "The horrible death toll and destruction of property in the 9/11 terrorist attack puts the Empire State in the top ten of states with the highest casualty losses of the last decade." But New York has also had to deal with four hurricanes and some brutal winters from 2001 to 2010. The estimated insured property that was lost was $21.5 billion AFP
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