Maryland's health insurance exchange faces an uncertain future ("State considers rate increases on the insurance exchange as another insurer drops out," June 21). Cigna recently pulled out of the market, and CareFirst BlueCross BlueShield, the largest insurer on the exchange, has asked to increase rates by 52 percent.
While not perfect, the Senate's health care bill could help to stabilize Maryland's exchange. The bill would create a stabilization fund of $15 billion per year in 2018 and 2019 to help lower premiums and attract healthy enrollees, giving incentive to the remaining three insurers to stay in the exchange.
Janet Trautwein, Washington, D.C.
The writer is CEO of the National Association of Health Underwriters.
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