No arguments on The Sun's opposition to county pension plans ("A pension windfall," Dec. 18). But isn't the solution quite simple? Eliminate government pensions. All of them. Corporate pensions too.

Pensions are a method to fund current operations with future taxes or earnings — both of which are uncertain. Instead, pay higher employee salaries so that the individual can invest in personalized pension and retirement plans. Instantly, no worries about pension fund malfeasance or ballooning untenable payments. Uncoupling works magic.

Yes, of course, I am a simpleton thinking that our elected officials would ever do this, but small companies can try to lead the way. Now, how about handling health insurance identically?

Robert Glaser, Owings Mills