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Comparing Obamacare with the alternatives [Letter]

I read with interest Susan Peltz's letter not because it has any relevance to me (I am one of the 85 percent of Americans who are experiencing no effect due to the Affordable Care Act) but because of all the stories, true, false and exaggerated, concerning the ACA ("Paying more for Obamacare," Dec. 21).

Ms. Peltz says her family of four could get their own "private" health insurance similar to what her husband was getting from full-time work with little change in cost and coverage. But the private insurance bronze policy she could get under the ACA apparently cost a lot more in monthly premiums and co-pays.

Ms. Peltz states what she calculates as the total possible annual out-of-pocket costs (depends on what co-pays she actually incurs during the year) for a bronze plan under the ACA, but she doesn't give us a similar total for the plan she was able to find outside of the ACA.

To really make a fair comparison of plans here, one would need to know all the details of the plan provided by the employer to a full-time worker, and what exactly are the terms of the plan she was able to find outside the bronze plan provided under the ACA.

Joseph Costa, Baltimore

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Copyright © 2015, The Baltimore Sun
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