Congress must raise the debt limit and balance the budget, but not on the backs of senior citizens.

The first thing everyone wants to do is cut Social Security and Medicare. The Republicans say it is an entitlement, but I'm sorry: We paid for it every week out of our paychecks. We earned it.

As far as Medicare is concerned, we pay for that every month too out of our Social Security checks. That comes to $1,152 a year, plus we also have to buy supplemental insurance, and that is expensive, $2,000 to $3,000 a year.

I have a suggestion about how to save a lot of money: Make all members of Congress pay for their own health insurance like we do.

Joyce Keefer, Baltimore