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Is Obamacare responsible for rising health insurance rates in Md.?

Health InsuranceInsuranceAffordable Care Act (Obamacare)

I read with interest your recent article on rising health insurance rates in Maryland ("Health policy hikes OK'd," July 27).

While it was troubling to learn that health insurance rates for individuals in Maryland were going up significantly subsequent to the insurance commissioner's approval, there was an glaring lack in the article.

In more than a few instances it attempted to tie the increases to Obamacare. It could have been pointed out that under Obamacare, California, New York and Oregon, to name a few, have actually seen insurance rates for individuals drop — in some cases by as much as half.

The question is why the differentiation between Maryland and other states? Is it that the insurance commissioners in those states did a better job? Or is it that health care in Maryland costs much more, thus justifying the higher rates? Did the insurance companies in Maryland pull a fast one on the commissioner?

It would not take too much effort to do a little more diligent reporting to discover some answers. I urge The Sun to follow up.

Mel Mintz, Pikesville

Copyright © 2014, The Baltimore Sun
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