Born Frances Hardy Michaels in Baltimore and raised on West 40th Street, she was a 1937 Girls' Latin School graduate. She enrolled at Stratford Business School and became a secretary to help support her family. Family members said her father, Robert E. Michaels, died when she was 11.
She worked as an executive secretary at the former Maryland Casualty Co., where she met her future husband, Theodore M. Chandlee Jr., the former president of Charles H. Steffey Real Estate Co.
She used some of her earnings to take piano lessons at the Peabody Institute. She was interested in music and in later years she often played and sang her favorite hymns.
She left the insurance industry after her marriage and became active in the parents' associations of Roland Park Country School and St. Paul's School for Girls. She was a member of the University Baptist Church and volunteered weekly at Keswick Multicare Center by pushing patients in their wheelchairs to Monday Bible study classes offered by the church.
She was a gardener and flower arranger and entered local flower shows. She belonged to the Garden Workshop, a garden club.
She was a former member of the Women's Club of Roland Park, L'Hirondelle Club and the Johns Hopkins Club. She was a member of the St. David's Church bowling team.
A memorial celebration was held Saturday at Roland Park Place. Funeral services are private.
Survivors include her two daughters, Linda M. Chandlee of Washington, D.C., and Robin A. Chandlee of Baltimore; and two grandchildren. Her husband of 56 years died in 2006.