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News Maryland Howard County Ellicott City

Howard Co. housing rehab program helps pay for improvements

Interested residents can now apply for the Maryland Housing Rehabilitation Program for Single Family, Howard County Housing announced last month.

MRHP-SF is a housing rehabilitation program that preserves and improes single-family properties with an emphasis on bringing eligible properties into compliance with applicable buildign codes and standards, according to the county.

Homeowners can secure low-interest loans for home maintenance, including "correcting exterior or interior deficiencies; making accessibility modifications; correcting health and safety violations; improving the home's weatherization and energy conservation and correcting lead-based paint violations," according to the county.

General improvements, such as small home additions, alterations, carpeting, fences, landscaping and kitchen, bathroom and closet remodeling, may be considered as well.

The program is intended for households with incomes that are at or below 80 percent of the statewide median income, which is $68,500 for a family of four.

Loans cannot exceed 110 percent of the property's value and have an interest rate of no more than 4.5 percent. All loans greater than $5,000 or with a deferred payment status are secured by a mortgage with a term of no more than 30 years, according to the county.

For more information, contact Kelly Cimino at 410-313-6318 or kcimino@howardcountymd.gov.

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