Orioles right-hander Kevin Gausman raising money for Lousiana flood relief through GoFundMe page
Real Estate
Real Estate

Mortgage options

  • Mortgage underwater? Here's how to stay afloat

    Mortgage underwater? Here's how to stay afloat

    For the millions of homeowners with mortgages underwater there are no easy answers. Should they keep paying and hope the market improves? Try for a loan modification? Cut their losses and walk away? Gerri Detweiler, personal finance expert for Credit.com, explains the pros and cons of several options...

  • Credit reporting digs deeper

    Credit reporting digs deeper

    Sometimes it's hard to escape the notion that our lives are being slowly, inevitably reduced to a single database. For instance, if you thought your current credit report told the full story of your financial persona, it's nothing compared to what's on tap from CoreLogic, a Santa Ana, Calif., firm...

  • The down-payment hurdle

    The down-payment hurdle

    Tight credit is leaving the housing market gasping for air. That's the drum beat from many corners of the real estate industry, which has been complaining loudly that restrictive mortgage-lending standards are a leading reason housing can't seem to climb out of its very deep hole. Not everyone...

  • FICO's radar picking up potential walkaways

    Your mortgage payments are up to date, and you pay your bills on time. Your credit score is above average. Uh-oh. Could be trouble. How could this be a problem? Alas, we live in a surreal age, creditwise. If you have those good credit characteristics but also happen to be underwater — you owe more...

  • Prices are low! Mortgages cheap! But you can't get one

    Prices are low! Mortgages cheap! But you can't get one

    NEW YORK (CNNMoney) -- Yep, mortgage interest rates are low, but there's a catch: It doesn't matter how cheap rates are if you can't get a loan. The credit crunch has made it very difficult for many ordinary Americans to qualify for affordable mortgages. During the housing boom, anyone who could...

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