Zurawik: Firebombing suspect's social-media moves a sign the revolution is being live-streamed

The Savings Game

  • Reduce your tax liability

    Reduce your tax liability

    Everyone should use the favorable features of the tax code to minimize their tax liability. Even people who read widely about personal finance may be uninformed of potential benefits. Here are some common savings that many overlook: Charitable giving from a retirement account If you have reached...

  • Financial concerns for suddenly single people over 50

    Financial concerns for suddenly single people over 50

    Divorce rates have flattened or dropped among most age groups. But people ages 50 and above were twice as likely to go through a divorce in 2014 than they were in 1990, according to the National Center for Family and Marriage Research at Bowling Green State University in Ohio. If you are embarking...

  • Password managers can be key to security

    Password managers can be key to security

    Thanks to all who responded to my recent column about how to avoid identity theft. Many people had questions about password managers. These are software applications that are designed to make your financial life more secure by generating unique, strong passwords for all of your accounts and guarding...

  • Roth IRA has many advantages

    Roth IRA has many advantages

    The Roth IRA has many advantages for workers and retirees. Many who contribute to regular IRA accounts should look at the advantages of the Roth IRA to determine whether they would be better off contributing to or converting to a Roth. One advantage of a regular IRA is that contributions are tax-deductible....

  • Women also face retirement income gap

    Women also face retirement income gap

    The stubborn gender wage gap is 80 cents on the dollar. Another way to put it is that women earn an average of $4 for every $5 earned by men in the exact same job. But the retirement income gap is even larger. According to a new report by Merrill Lynch, the median income of women in retirement...

  • Investment moves based on likely events this year

    Investment moves based on likely events this year

    Many readers have written asking for advice about how to invest for consistent income in 2017 with minimal risk. As I have emphasized many times, it's impossible to reap high returns on your investments, whether it's in the form of income or equity appreciation, without assuming some risk. That...

  • The problem with savings apps

    The problem with savings apps

    It's no exaggeration to say that America is in a savings crisis. Forty-one percent of American households would have trouble coming up with $2,000 for an unexpected expense. That's according to recent research from the Pew Charitable Trusts. It also shows that one in three American families reports...

  • ATM fees on the rise -- again

    ATM fees on the rise -- again

    ATM fees hit a record high in 2016. For the 12th consecutive year. A recent study found ATMs on average are now charging $2.90 each time someone who is not a customer withdraws money. Your own bank also likely will charge you a fee for using an out-of-network ATM. That average fee rose 1.8 percent...

  • Protect yourself against identity theft

    Protect yourself against identity theft

    Do you have an identity problem? Bankrate, the financial website, reports that 41 million U.S. adults have been the victims of identity theft and 49 million others know someone who has been targeted by a person pretending to be him or her. Discovering your credit card has been used without your...

  • Credit cards that can pay off for you

    Credit cards that can pay off for you

    Periodically, I identify credit cards with excellent rewards. Fortunately, there is a great deal of competition in the credit card market. As long as you pay your balance in full either at the end of each month, or at the end of special offers, you can receive substantial rewards. Here are a few...

  • Pitfalls for those seeking to restructure student debt

    Pitfalls for those seeking to restructure student debt

    People who hold student loans have more options than ever before to manage their payments without getting in over their heads financially. Today, anybody with a federally subsidized direct loan, which includes all federal student loans made since 2010, has the right to cap his or her monthly payments...

  • Work longer to see full benefits

    Work longer to see full benefits

    Men and women have a longer life expectancy than in previous generations, and many readers worry that their nest egg will not be sufficient to last the rest of their lives. It is not unusual to see people facing 25 or more years in retirement. That's a long time to be without steady income from...

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