Ready to do some good in retirement? Consider the Peace Corps

Looking for a way to give back and experience a life-changing adventure in your second act? Joining the Peace Corps may fit the bill. “Retired Americans can use the life skills and professional experience they gained during their careers to make a lasting impact in communities around the world,”...

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Blue Sky Originals

Kiplinger

MORE FROM KIPLINGER
  • Should I use insurer's data-tracking program?

    Should I use insurer's data-tracking program?

    Q: My insurer offers a data-tracking program that gives a discount based on my driving habits. Is it worthwhile to sign up? A: If you tend to keep your annual mileage low and have safe driving habits, enrolling in a data-tracking program might be a good deal. Several insurers offer these programs,...

  • Is it a good idea to carry mortgage debt into retirement?

    Is it a good idea to carry mortgage debt into retirement?

    Colette Leavitt had planned to retire at 62 with her mortgage paid off so she would be free of the financial burden of monthly payments. "It would open up some income to do things for enjoyment, as opposed to obligation," says Leavitt, 60, of Hooksett, N.H. But in the end, she decided to keep her...

  • Freeze your credit record for free

    Freeze your credit record for free

    Q: I got a letter from Equifax a while back about my information being compromised. I’ve been meaning to put a credit freeze on my reports. Do I have to pay? A. A new federal law will make credit freezes free throughout the country starting this fall. A credit freeze prevents new creditors from...

  • New tax law and working for yourself

    New tax law and working for yourself

    The gig economy and entrepreneurial world attract more and more workers every year. A recent report from accounting-software provider FreshBooks predicts that the number of self-employed Americans could triple by 2020, with millennials leading the way. Self-employment comes with extra flexibility,...

Jill On Money

MORE FROM JILL SCHLESINGER
  • How can I tell if my financial adviser is looking out for me?

    How can I tell if my financial adviser is looking out for me?

    I am appreciative that so many of you have taken the time to ask financial questions and make comments about my columns. Please keep them coming! I'm clearing out the inbox and answering some of the most frequently asked questions. Q: I currently work with a financial guy at a major bank, but I'm...

  • Stay cool with your investments amid tariff talk

    Stay cool with your investments amid tariff talk

    The implementation of the first round of new U.S. and Chinese tariffs has prompted some tea-leaf readers this hot summer to come to a boil about the markets and exclaim "SELL EVERYTHING!" But before you take any action that would pre-empt your game plan, here's a little tip: Stay cool with your...

  • Keeping watch on your online security

    Keeping watch on your online security

    Remember how freaked out we all were nine months ago after the Equifax data breach? It’s easy to forget. When a news event flares up, we pay attention and then as the issue recedes, we often get a bit complacent. That’s why the recently enacted European Union General Data Protection Regulation...

  • Fed snapshot shows financial preparedness progress

    Fed snapshot shows financial preparedness progress

    In 2013, the Federal Reserve initiated a comprehensive survey, “The Report on the Economic Well-Being of U.S. Households,” which attempted to provide a snapshot of people’s financial lives. At that time, just five years after the 2008 financial crisis, many were still reeling. Some had lost homes,...

Terry Savage

MORE FROM TERRY SAVAGE
  • Yes, you can find a little money to invest

    Yes, you can find a little money to invest

    Twenty years ago, the Roth IRA was born as a product of the Taxpayer Relief Act of 1997. Unlike with traditional IRAs, you don’t get a tax deduction for your contribution to a Roth IRA. But all the money in the account, including gains, can be withdrawn tax-free at retirement. If only you had jumped...

  • What to know before buying a diamond ring

    What to know before buying a diamond ring

    Perhaps it’s the afterglow of the royal wedding, or maybe because June is the season for brides. But our attention has turned to diamonds. If you’re about to pop the question and present a diamond, there’s much more to consider these days in making your choice — and multiple ways to make that purchase....

  • Retirement account fees take big bite over time

    Retirement account fees take big bite over time

    Your financial adviser may make as much money from your retirement account as you do. That’s what happens when advisers put you into mutual funds that perform well but charge excessive fees along the way. Those fees can add up — especially when you consider what you could have earned along the...

  • Getting ahead of rising medical costs

    Getting ahead of rising medical costs

    If you’re one of the 44 million Americans who are covered by Medicare, be on the lookout for your new Medicare card coming soon in the mail. It will no longer carry your Social Security number. Instead, it will carry a new 11 digit identifying number consisting of both numerals and letters. But...

Kids & Money

  • Money lessons can be part of family vacation

    Money lessons can be part of family vacation

    Over many summer vacations with my kids, I've learned at least one important money lesson: Give them an advance on their regular allowance so they'll have pocket money and won't bug me for handouts. I can't tell you how many times that strategy, which is easy to forget in the rush of preparations,...

      • The pros and cons of private student loans

        The pros and cons of private student loans

        You’ve seemingly exhausted your options for borrowing money from the federal government to help pay for college tuition, housing and meal-plan bills that must be paid soon. Where else can you look? Many families turn to private student loans from their bank, credit union or an online lender. Borrowers...

          • Investing clubs can give students perspective on stock market

            Investing clubs can give students perspective on stock market

            If you’re thinking your child is ready to start investing in the stock market, Rick Bechtel advocates an approach that can be profitable, fun and educational. Bechtel is a longtime investor and fervent believer in the power of collaborative investing through an investment club. Bechtel has helped...

              • New grads, get off on the right foot financially

                New grads, get off on the right foot financially

                Ah, to be graduating college, starting a new job and being financially footloose and fancy free. Let the pent-up spending begin. Tired of driving that rust bucket and ready for your dream car? Time to expand the wardrobe beyond T-shirts and khaki shorts for a new suit and some button-downs? What...

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