Do I have to go to the office Christmas party?

Your guide to how to tip, avoid holiday gift gaffes and work the office Christmas party. Q: How do I tip everyone who helped me throughout the year without blowing my budget? A: Compose a list of people who do work for you or provide you service on a regular basis and prioritize end-of-year gratuities...

Columns

Blue Sky Originals

  • She helps connect people with causes at Public Good

    She helps connect people with causes at Public Good

    What's it really like to work at Chicago startups and tech companies? Blue Sky's Inside Job lets people on the ground tell us in their own words. Amelia Chen, 29, Media Partnerships at Public Good Public Good is in the business of making it easier for people to do good through technology. Our...

  • When hackathons won’t cut it: Nonprofits forge longer-term partnerships with tech experts

    When hackathons won’t cut it: Nonprofits forge longer-term partnerships with tech experts

    Software firm the Nerdery has been holding hackathons for charities since 2008, challenging staff and other volunteers to create websites for nonprofits that can’t afford them. But over time, leaders realized that organizations need more than one day of support to tackle their tech challenges. ...

  • Google Pixel Buds review: Fun translation trick anchors full-featured headphones

    Google Pixel Buds review: Fun translation trick anchors full-featured headphones

    When Google announced a slew of new gadgets in October, perhaps the most buzzed-about were the Pixel Buds, Bluetooth earbuds that promise to do anything the Google Assistant can — including translate real-time conversations in 40 languages. But can the $159 buds actually deliver on their promise?...

  • 14 gifts for the tech-savvy crowd

    14 gifts for the tech-savvy crowd

    From drones that recognize their owners to a smartwatch with a designer feel, this holiday season's tech items have upped the ante. Click through to see what items you should add to your list. VIEW OUR FULL 2017 GIFT GUIDE >>

Kiplinger

MORE FROM KIPLINGER
  • Get a boost in retirement with part-time job

    Get a boost in retirement with part-time job

    When Steve Cornelius retired in 2011 from his job as an executive for an industrial supply company in Atlanta, he moved to Minneapolis. “I can’t stand hot weather,” he says. But after a couple of years, he realized he needed something to do during Minnesota’s long, cold winters. His solution: a...

  • Women should break silence over money issues

    Women should break silence over money issues

    In her biography of Joan Rivers, author Leslie Bennetts describes how stunned the comedian was to discover that her business manager husband had left her millions of dollars in debt when he died. Here was a woman who made “Can we talk?” her catchphrase and who had built a wildly successful career,...

  • Protect your nest egg from inflation

    Protect your nest egg from inflation

    The inflation rate has averaged 2.2 percent since 2000, and the Kiplinger forecast is for 1.9 percent for 2018. That seems tame, but don’t underestimate the power of even modest inflation, which can significantly erode purchasing power over time. One way to make sure your nest egg keeps up with...

  • Transferring money from IRA to HSA

    Transferring money from IRA to HSA

    Q: I’m now on Medicare, but I had opened a health savings account when I was working and was covered by a high-deductible health insurance policy. Can I transfer funds from a traditional IRA to a health savings account? How much can be transferred? A: You can only transfer money from an IRA to...

Jill On Money

MORE FROM JILL SCHLESINGER
  • Get going on your federal student aid application

    Get going on your federal student aid application

    Forget the goblins of Halloween or even the fact that many of the big stock market crashes occur in October. Now there is another reason to dread the creepy month of October: It’s time to complete the dreaded Free Application for Federal Student Aid, or FAFSA. As of Oct. 1, families will be able...

  • Check your coverage before disaster strikes

    Check your coverage before disaster strikes

    The cleanup from Hurricane Harvey will stretch on for years. Natural disasters have a sad way of reminding us how important some of the more humdrum aspects of our financial lives can be, such as the details of property and casualty insurance coverage. The best time to acquaint yourself with the...

  • The risks of reverse mortgages

    The risks of reverse mortgages

    As house prices have increased, many older Americans may be tempted to tap the equity in their homes with a reverse mortgage, which is a loan that allows homeowners 62 and older to convert a portion of the equity in their homes into cash. Most reverse mortgages are home equity conversion mortgages...

  • You may be better off buying services, rather than stuff

    You may be better off buying services, rather than stuff

    “Money can’t buy happiness, but it can make your misery a little more comfortable.” Or so my father once said. I have also come to believe that while money can’t buy happiness, it can buy you options. For example, with enough in savings, you may be able to make a different career decision, or you...

Terry Savage

MORE FROM TERRY SAVAGE
  • Think about your pet when making estate plan

    Think about your pet when making estate plan

    Have you made plans for your pets in case you die before they do? Sadly, there are many dogs and cats in shelters because their owners died and made no provisions for their care. This is not just a topic for the elderly, and estate planning for your pet doesn’t have to involve a lot of money. I’m...

  • Smart moves to make in wake of Equifax breach

    Smart moves to make in wake of Equifax breach

    Equifax knows you, even if you don’t know Equifax. It’s one of the three large credit bureaus that collect information on all your financial transactions from banks, credit card companies, merchants, mortgage lenders, landlords and utilities — just about every company to which you make payments...

  • Single women face retirement challenges

    Single women face retirement challenges

    More women are spending more time living alone. And that’s having a big impact on retirement planning. A new study from the Center for Retirement Research at Boston College shows that in each of four age cohorts studied, the percentage of adult years that women spent married has dropped dramatically....

  • Target date funds may leave you at risk

    Target date funds may leave you at risk

    Will your retirement money last as long as you do? That's the essential financial planning question for those approaching retirement. And there is no easy, one-size-fits-all formula to make planning easy. In fact, most of those traditional easy answers have been thrown out by sophisticated financial...

Kids & Money

  • Harsh realities of college expenses

    Harsh realities of college expenses

    I can always tell a topic I’ve written about has struck a chord when I hear from readers on both sides of the issue. The subject of the latest debate is the challenge of paying for college. I’ve always emphasized it’s best for parents to start saving early — even before children are born — and...

      • Heading off credit card fraud

        Heading off credit card fraud

        I was deep into my summer vacation when I got the call with the dreaded message: My credit card had been compromised. The caller was from the card security department at my bank. He wanted to know if I had made a $42 purchase on my credit card at a gas station in Texas. I had not, emphasizing that...

          • Some last-minute options for tuition shortfall

            Some last-minute options for tuition shortfall

            When your teenager is counting down the days until leaving for college and making new friends, the last thing you want to be doing is casting about for more tuition money. But that’s exactly what many parents are doing right now to cover either a small hole or a crater. The good news: There are...

              • Money lessons shouldn't take a vacation

                Money lessons shouldn't take a vacation

                Teaching your kids some financial pointers may be the last thing on your mind when heading out on a family summer vacation. I get it. You're running in a thousand different directions trying to get ready to leave, and all you want to do when you get to the beach, the mountains or the campsite is...

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