Got a retirement or estate planning but don’t have the $150 to $300 an hour to pay for professional advice?

Now, or at least Thursday and Tuesday, you can get your questions answered without having to pay.

From 9 a.m. to 6 p.m. Thursday, Jan. 12, you can call or submit questions online to a planner with the National Association of Personal Financial Advisors. The trade group is partnering with Kiplinger’s Personal Finance in their 11th annual Jump-Start Your Retirement Plan Days.

You’ll get another chance on Tuesday, Jan. 17th, to ask questions again.

To talk to a planner, you can call toll free at 888-919-2345 during the slotted time, or go to Kiplinger or NAPFA websites to take part in an online discussion with a planner.