Eileen Ambrose has been writing on taxes, retirement, saving for college and other personal finance issues in her bi-weekly column at The Baltimore Sun since 1999. Got questions? She'll try to find answers.

Liz Kay developed her tightwad tendencies decades ago, convincing her parents to get her a subscription to Consumer Reports as a pre-teen. A Baltimore Sun reporter since 2002, Liz has covered beats such as schools, religion and consumer issues. Now, she writes the Watchdog column, helping resolve problems in neighborhoods and communities such as broken street lights, busted curbs and missing guard rails, and she's always on the look out for a good deal.

Andrea K. Walker has been a journalist for 13 years, coming to The Baltimore Sun as a business reporter in 2001. She's covered everything from small and minority business to manufacturing, airlines and retail. A seasoned shopper (sometimes too seasoned), she's always on the lookout for a good deal. Covering retail has its fringe benefits, such as knowing all the latest stores coming to town and when a retailer is more likely to put something on sale. She also gets to hang out at malls on assignment. She hopes to pass on her shopping knowledge to readers and hopefully learn something from them as well.

Michelle Deal-Zimmerman came to The Baltimore Sun nearly 10 years ago after working as a reporter and editor in Florida. A native of South Florida, Michelle has traveled a lot farther north than she ever expected. Still, she visits The Sunshine State so frequently it feels like she never left.